Shaq The Loan Guru — Residential Mortgage

Finding the best Mortgage that fits YOU and YOUR life.

I shop 40+ lenders with hundreds of products to find you a competitive, custom-fit mortgage — including the deals most banks said no to.

NMLS #21040 · Innovative Mortgage Services NMLS #250769
Shaq Baydoun — Loan Guru
40+
Lenders shopped on every file
25 / 8
Hours a day, days a week — the Guru is on call
YES
Bruised credit, self-employed, ITIN & foreign national welcome
Specialties

Lender denials are my favorite.

I save deals the banks said no to — for many reasons. Apply and let me figure it out.

Self-Employed Borrowers

Bank statement and asset-based programs — no tax returns required.

Foreign Nationals & ITIN

Options for non-US citizens with ITIN and foreign nationals with no US ties.

Bruised & Bad Credit

No assumptions. Just apply and let me figure it out.

Condo-Hotels, Co-Ops & Non-Warrantable Condos

Property types most lenders won't touch — I have the lenders that will.

High Debt-to-Income

Creative structuring to get qualified buyers across the finish line.

Realtor-Friendly

I help Realtors close more deals and turn more people into homeowners.

How It Works

Three steps. No surprises.

01
Apply or Reach Out

Use the Apply Now link, send your package via secure upload, or just message me on WhatsApp.

02
I Shop 40+ Lenders

I match your file to the best-fit programs and structure the cleanest path to approval.

03
Close With Confidence

I quarterback the entire process — title, underwriting, and closing — start to keys.

Ready when you are.

Worry not — the Guru is at your service. Apply online, drop your package, or reach out directly.